Morningstar Insurance Brokers has positioned itself to handle the swiftly changing Workers Compensation marketplace

At Morningstar, our focus has been on assisting our clients in implementing the most effective Workers' Compensation program possible, thereby allowing them to earn a low experience mod and the lowest insurance premiums possible. Some of the services we offer to our clients are:

  • Provide regular loss runs and status reports on all open claims for your review.

  • Review outstanding claims for reasonableness of reserves prior to being reported to the Rating Bureau for experience modification calculation.

  • Provide and review annual experience rating sheets.

  • Ensure that questionable claims are thoroughly investigated and if found to be fraudulent, are treated accordingly.

  • Keep you advised of all new and proposed legislative changes that can affect your compensation costs.

  • Check accuracy of Bureau assigned employee classifications.

  • Review prior carrier's "open" claims that may still be impacting current experience modifications.

  • Assist in the implementation of return-to-work and safety incentive programs.


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Glossary Of Workers' Comp Terms

We are pleased to provide a detailed glossary of workers' compensation insurance terms for injured workers, provided by the California Division of Workers' Compensation.


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138 E Huntington Drive
Arcadia, CA 91006
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CA License #: OC04856

Important Note: This website provides only a simplified description of coverages and is not a statement of contract. Coverage may not apply in all states. For complete details of coverages, conditions, limits and losses not covered, be sure to read the policy, including all endorsements.

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